Persistence is paying off! Over the course of one week’s time, my wife was able to reduce our mortgage from a 30-year to a 15-year loan and she cut our interest rate from 6% to 2.75%. She also went through some credit reporting activity and found that there was money on the table there—$360 coming back from a credit reporting agency because they left stuff on my credit report that shouldn’t have been there! So she cleaned that up. She also went in and got our car and home insurance reviewed. We went from one company to another just by price-matching. That dropped our insurance down $1,000 per year. And here’s the big one. She has found a way to get rid of our interest-bearing-debt and our medical bills—$8,500 in one week—completely wiped out. My wife has become my Phoenix! She’s following the Financial Fitness principles that she’s hearing all the time on the audios and it’s changing our lives. Thank you!
Patrick Thatcher

On August 24, 2016, we paid off our last debt. We are completely and totally debt free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two weeks later, September 2013, Financial Fitness came into our lives. We’ve applied what we’ve learned through the principles of the Financial Fitness Program - we budgeted our money, we saved, and we paid off the loans with the income we made through Tom’s regular work. All the while, we were reading, listening and associating with precious people like our mentors and friends and as a result, we own everything--we don’t owe a bank anything, so we are ecstatic!
Tom and Pat Aul